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02/15/2019
You may have heard the rule of thumb that you need to replace about 80 percent of your preretirement income if you want to maintain your current lifestyle when you retire. But like many rules of thumb, that advice is much too general for most people...
02/15/2019
Question: I am in sales related to the oil and gas industry and I am frankly worried about how this next year will play out for me. How do I set positive goals related in light of possible negative circumstances? Answer: Preparation can always be...
02/15/2019
Life coaches — not surprisingly — strive to improve the quality of life of their clients. And financial professionals essentially embrace the same mission. So, if you decide to hire a financial advisor, you should expect to receive some “coaching”...
02/15/2019
In the midst of a “national emergency” and his battle for a border wall, President Donald Trump might have a bigger fight on his hands coming up later this month — one potentially much more dangerous than the current internal war being waged. Trump...
02/15/2019
As we scroll through our social networking news feeds, we all see the same things: an overload of baby photos, a meme or two and an abundance of statuses sharing opinions. These statuses span a variety of topics, from social injustices to political...
02/15/2019
Our neighborhood was so middle class it looked like an artist’s rendering of 1960s Anytown, USA. Ten houses on our block, each one home to at least a family of four with a stay-at-home mom. It was pretty much the same in every direction around our...
02/14/2019
When political policy of any sort is the topic, I’m not usually one to die on a hill. Sure, I have opinions, but those opinions are tempered by my Biblical worldview that sinful man will always find a way to abuse any policy from any political...
02/14/2019
Dear Rusty: My wife is 63 and I’m 55. I’ve been the breadwinner for 37 years and draw almost $2,000 per month tax free from VA disability for life. I’m also still working until I’m 60 or 62, not sure yet, and will have a pension of about $1,900 per...
02/13/2019
At the end of every Ruston Board of Aldermen meeting, Mayor Ronny Walker thanks residents for coming and participating in “your city government.” Walker is big on accessibility. His cell phone number is printed on his business card. He even makes it...
02/12/2019
Before the bulldozer came, it was a wonderful place to play. It had tall grass that I could stomp down to hide from my imaginary foes. One day I looked across the street and it was gone. I asked Mama why Fort Randy now had wood frames and fill dirt...
02/12/2019
As regards nearly every public policy topic these days, myths abound, but few mythologies rival that of public education. A sample: Myth: Smaller classrooms promote better learning.
02/08/2019
As National Signing Day for college football rolled around on Wednesday, three Bearcats got their shot to move on to the next level. Standout tight end/left tackle Ray Parker signed with LSU while defensive back Dontay Jackson and offensive lineman...
02/08/2019
To say the financial markets were a bit bumpy in 2018 may be an understatement. The S&P 500 was down 6.2 percent for the year, the first time this key index fell since 2008, during the financial crisis. So what can you anticipate in 2019? And...
02/08/2019
Beneficiary designations can provide a relatively easy way to transfer an account or insurance policy upon your death. However, if you’re not careful, missing or outdated beneficiary designations can easily cause your estate plan to go awry. We...
02/08/2019
Question: A few weeks ago you addressed the financial needs of someone in their 20s. That was me 10 years ago. But now I’m married with children, a mortgage, a bunch of bills and I just feel like I’m on a treadmill at work. Got any financial tips...
02/08/2019
My love and respect for Eddie Robinson goes back to being a child of parents from Lincoln and Jackson parishes and growing up in New Orleans. Part of my weekend routine during football season would be watching the Grambling Football Highlights Show...
02/08/2019
We recognize the month of February for a variety of reasons. With only 28 days, the shortest month of the Gregorian calendar wears many hats. February has been dubbed by many as the month of love because of its 14th day, Valentine’s Day. It is the...
02/08/2019
Someone asked a month or so ago if I was having more mental health issues, as in another stroke. Other than the micro strokes that are now part of my daily existence, I said there had been no major flare-ups. “Well then, we must be close to the...
02/07/2019
Last week, almost on a whim, I decided to attend a “Race Talk” at the Louisiana Tech Wesley Foundation after seeing a flyer about it. Apparently the Wesley has been holding a recurring series of conversations on various aspects of racism in America...
02/07/2019
Parenting is one of the most challenging jobs. The scary thing is we don’t see immediate results in the fruits of our labors. We don’t just parent for today — we parent for years down the road. When we have respectful, thoughtful, kind, self-reliant...