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February 28th, 2015

Get ready for the ‘What-ifs’ in finances

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The future holds many uncertainties, and your retirement is no exception: “What age should I retire?” “How long will I live in retirement?” “When should I start taking Social Security?” “How will rising medical costs affect me?” That’s why planning is so critical, and a good plan will take into account many of the possible uncertainties. In the process of developing your personal retirement plan, it’s important to map out these “what-ifs” — the scenarios, priorities and choices that you’ll build into your strategy.

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How should you respond to higher interest rates?

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If the Federal Reserve (Fed) raises short-term interest rates this year, as many financial professionals predict, what will it mean to you? As a consumer, you might experience the “ripple” effects if long-term interest rates eventually follow suit, affecting mortgages and other loans. But as an investor, you might quickly feel the impact of a move by the Fed — especially if you own bonds.

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Don’t confuse symbolism for substance with money

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Question: I have been trying to save money but I am having a hard time. It doesn’t make sense for me to sell my house, my car is nearly paid for and I have cut way back on my impulsive shopping (you have no idea how bad I was!). But I am still not making much progress. Any suggestions?
Answer: Get serious.
You are working on this equation from the wrong end.

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Bank of Ruston announces new board members

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Bank of Ruston is pleased to announce the appointment of its new chairman of the board in addition to three new board members.
Dan Reneau, president emeritus of Louisiana Tech University, has been named Bank of Ruston’s chairman of the board. Reneau takes the place of Judge Tommy Rogers who has served as chairman of the board for many years and has resigned from the Board upon his recent election as district judge. Bank of Ruston has also elected three new members to serve on its Board: Mike Coyle, Bart Dugdale, and Jeff McGehee.

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Muckleroy, Cranford join in matrimony

Anne Louise Muckleroy and Colton Mark Cranford exchanged covenant marriage vows at the Dixie Gin in Shreveport on Nov. 15, 2014. The 5 p.m. ceremony was officiated by the Rev. Michael Wood of First Baptist Church of West Monroe.

The bride is the daughter of Jeffrey Paul and Laura Muckleroy, of West Monroe. She is the granddaughter of Vivian Muckleroy, of West Monroe, and the late Gene Wilton Muckleroy, Harold and Helen Shrell, of Ruston, and the late John Roland Evans.

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Taking time to gather together

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My husband and I have had Golden Retriever dogs for most of our married life. In fact our first “child” was a Golden named Daisy. She, like others of her breed, was intelligent, affectionate, obedient, playful and well-mannered around all people young and old. She was a great companion to us and wonderful with our children after they were born. One thing she always loved was for me to sit with her while she ate her food every day, and I did when I had time.
I clearly remember one night when Daisy was still a puppy. She seemed hungry, but would not eat without me sitting next to her.

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Jonquil Jubilee returns Saturday

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The annual Jonquil Jubilee will be held Saturday in Gibsland.
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Designated as the “Daffodil Capital of Louisiana,” Gibsland has long been an early spring destination for area residents. This year the Jonquil Jubilee committee announces that Margaret Martin, Shreveport Times journalist, will be the featured speaker for the event.

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Snow days, wedding plans

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If all goes according to Hoyle, I should be back in my apartment when you read this and granddaughter Marnie should be back from Alabama, helping me to get settled in. You wouldn’t think that I could be so attached to four small rooms when I’ve only lived there for one year, but for me, it really is my home now.
I hear Ruston had a real big snow this past week.

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Church news - March 1, 215

Assembly of God
First Assembly of God
“Living in the Spirit” class is at 9:45 a.m. Sundays. Children’s church is at 10:45 a.m. Nursery through age 3 is provided at 10:45 a.m. Sundays, by request on Sunday night and at 6 p.m. Wednesday.
BAPTIST
Calvary
Bible study classes begin at 9 a.m. and 10:30 a.m. Worship is also held at 9 a.m. and 10:30 a.m. Men’s prayer breakfast begins at 6:30 a.m. Tuesday. Wednesday prayer services are at 6:30 p.m.
Cook

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February 27th

RDF responds to gas leak

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Small leak found at Ivan Smith
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The Ruston Fire Department responded to a gas leak on Georgia Avenue in front of Ivan Smith Furniture at approximately 8 a.m. Thursday. RFD Public Education Officer Eric Brazzel said bystanders reported smelling gas and called 911. RFD responded to find a small natural gas leak coming from under the concrete in the parking lot, Brazzel said.CenterPoint Energy was notified and bystanders were moved to a safe area until the leak was fixed.

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