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When my wife and I bought our house in 2012, we knew it was perfect for our family of five.

Four bedrooms all on one floor, a twocar garage, and plenty of yard for our kids to run, play and explore. At the time, we didn’t realize that we were also gaining what we affectionately call the “Asher Nature Preserve.”

Over the years, our yard has provided a consistent joy of discovering different animals, birds and other creatures that share our land. We have enjoyed watching redtailed hawks, squirrels, raccoons, rabbits and deer as they have foraged for food on our property.

You may have heard the rule of thumb that you need to replace about 80% of your preretirement income if you want to maintain your current lifestyle when you retire. But like many rules of thumb, that advice is much too general for most people, said Herbert Poole CFP® CRC®, Retirement Development Consultant for Wells Fargo Advisors. To help ensure that you can actually live as comfortably in retirement as you do now, Poole said you need to identify what your desired lifestyle costs. Next, you’ll need a saving and investing strategy that matches your income needs.