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July 5th, 2014

Recognizing risk — in markets and in human nature

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Question: I have $20,000 from a bond that matured. I would like to pay down our $55,000 mortgage. It has a 5.5 percent rate and we pay $850 a month. My husband wants to invest it in a mutual fund. We are less than 10 years from retirement. Which decision is better?
Answer: You want to avoid risk. That’s a good instinct. Just make sure you see and respect all the risk factors out there.
Reading between the lines, I’d guess that you are more security minded and want the sure thing. You want to avoid the risk of losing your money.

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Derek Jeter personifies true class

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Derek Jeter is 40 going on 20.
Are you sure he didn’t get a transfusion from Ernie Banks and is blessed with some of that forever young blood?
You sure would fool me.
Jeter, as you should be well aware of by now, is playing his final season of Major League Baseball.
And if you know anything about him, you should also know he recently celebrated birthday No. 40.
Say it isn’t so.
Derek Jeter is 40 years old?
Please don’t remind him.

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Ellis: CWS a home run

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Hall of Fame coach praises college championship event
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College Baseball Hall of Famer Wilbert Ellis has seen a lot of baseball in his lifetime.
Ellis was an assistant under Grambling President/Coach Ralph Waldo Emerson Jones for 17 seasons before taking over as head coach in 1978 and guiding the Tigers to eight divisional championships, three Southwestern Athletic Conference championships and five NCAA regional appearances while amassing a record of 740-462-1 over 26 seasons and becoming the fourth all-time winningest college coach in Louisiana behind Jones, Bertman and Southern’s Roger Cador.

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Jenkins leaves Cougars

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The Cedar Creek Cougars will be without the services of Donald Jenkins (receiving handoff) this season. Jenkins, a junior, led Cedar Creek with 1,946 rushing yards and 22 touchdowns last year as a junior running back. “His family moved to Monroe and he’s going to play for Neville High School,” Cedar Creek coach Ben Haddox said. “It just makes more sense for his family to do it that way, and we wish him all the best.”

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Simoneaux returns to prep coaching ranks

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Wade Simoneaux has returned to the high school coaching ranks.
And if past results provide any accurate barometer, the future could bode well for the ex-Nicholls State University player.
The former head coach at Louisiana Tech University was recently picked out of nearly 20 candidates to be the new leader of West Monroe High School’s perennially solid program.
The new challenge for Simoneaux is added to his resume after having been the Bulldogs’ HC for a dozen campaigns and, prior to those duties, an eight-season stint as an assistant at the University of Louisiana-Lafayette.

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Intersection needs to be safer

Early this past week we learned of yet another tragic incident occurring at the intersection of Louisiana Highway 33 and Highway 821.
This intersection has been the site of numerous accidents, many of them resulting in death or serious injuries.
Because the intersection is situated on a state highway, it is up to the Louisiana State Department of Transportation and Development to place a caution light or a stoplight for motorists.
According to state guidelines, a total of five nighttime fatalities must occur before even a caution light can be put in place.

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Ruston a great place to call home

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I have lived in Ruston for 11 years.  I have found that the natives are not aware of what a wonderful town it is. For me it is the perfect size. I live in a development on the north side and I can be at most businesses in a few minutes. I lived in Florida for 33 years and I did not feel the warmth and friendship that is prevalent here. Ruston has truly become my hometown and I am proud of it. Being retired military, I have lived in many plac es from New England to Florida to Louisiana. The people in the First Baptist Church down town have treated me like family from day one.

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Expats should register to vote

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Military members serving overseas and civilians should take steps now to vote in the coming midterm elections. To vote overseas U. S. citizens must first apply for their absentee ballot with the Federal Post Card Application. Filing out the application is simple. You can download a Federal Post Card Application or get information online from the Federal Voting Assistance Program website at FVAP.gov.
Also, detailed Louisiana voting information can be found at the websites www.sos.la.gov or www.geauxvvote.com.

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Celebrating despite the battles

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I awoke today bursting with pride that I am an American, writing on July 4. The Fourth is our day of celebration. We celebrate the most significant governmental and sociological “experiment,” as it was once called, in the history of the world. This experiment has now lasted 238 years.
This Sunday, just a couple of days after the Fourth, I give thanks to our Almighty Father for His blessings. For those who can do without my sentimentality, just move on to a different section of today’s paper, for my heart feels a gushing notion of wonder.

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Remember sacrifice after celebrations end

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Most people spent the weekend enjoying fireworks, the outdoors, barbecue and an extra day off of work, all in celebration of Independence Day.
Hopefully, many people also remembered to celebrate those who fought for that freedom. If the past is anything to go by, I’d be amazed if they didn’t.

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