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Manage your money with care this Christmas season

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As you know, the holiday season can be joyous, hectic, celebratory — and expensive. And while you certainly enjoy hosting family gatherings and giving presents to your loved ones, you’ll find these things even more pleasurable if they don’t add a lot more weight to your debt load.

And that’s why you’ll want to follow some smart money-management techniques over the next few weeks.
To begin with, try to establish realistic budgets for both your entertaining and your gift giving. When you host family and friends, don’t go overboard on your expenditures.
Your guests will still appreciate your efforts, which, with a little creativity, can create a welcoming and fun experience for everyone.

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