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Archive - Jan 21, 2012

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More tips and tricks to help with investing

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Editor’s note: This is the second of a three-part series on the basics of investing money. The final part will run Jan. 29.
Risk and reward: common stocks
Common stocks are equity securities. That is, they represent ownership in the issuing corporation. As the assets and liabilities of the corporation fluctuate, the stockholders’ equity fluctuates, and so does the book value (balance-sheet value or assets minus liabilities) of your shares. Stock prices can also fluctuate with investors’ changing perceptions of the prospects for the company.
From the company’s earnings (profits), the board of directors determines what portion will be distributed to stockholders as dividends and what portion will be retained to enhance book value or reinvest in the business. Thus stocks can offer two components of return: dividends and the change in the stock’s price.

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Investment delayments could prove costly

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You’ve no doubt heard that “time is money.” While this expression may be applicable in many areas of life, it’s especially relevant for investors — because the more time you spend not investing, the less money you are likely to have when you really need it, such as during your retirement.

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How to save money like a credit card company

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Question: What is the best way to start saving money? I have tried before, but it is so hard! I end up spending it.
Answer: I must have a very dull life. I find myself reading labels a lot. You should try it.
There was the Sears hair dryer that warned, “Do not use while sleeping.”
And then there was the Swanson frozen dinner that helpfully explained, “Serving suggestion: defrost.”
Of course, I shouldn’t leave out the American Airlines classic, found on a bag of their peanuts, “Instructions: open packet, eat nuts.”

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Parish moves forward amid rough times

With the way the economy has been over the past few years, it is hard to believe Lincoln Parish would find the time, energy and resources to expand on its offerings to the area.
But time and time again, there have been new businesses coming to the area — including a number of eateries — to provide enjoyment and various options to community members.

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Grambling residents provide support

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On behalf of Grambling Mayor Edward Jones and the Grambling Community Joy Fund volunteers, we offer thanks and appreciation to the citizens of Grambling and surrounding areas for making our 2011 annual project a success.

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Man points out debt, sees dark future

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From China’s viewpoint, they see the most modern country in the world with endless resources. At some future time, China could insist that they be allowed to harvest the oil in the Rocky Mountains. They would ignore EPA’s restrictions and use the cheapest means available regardless of damage to the environment. They would have the option of bringing their own work force so Americans would see no benefit to the need of thousands of jobs. The Chinese would not adhere to union demands and their people would work for diminished wages. The final insult would be the sale of U.S.

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Man points out debt, sees dark future

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Our national debt is increasing toward 16 trillion dollars. It appears that the U.S. owes far more money than can be paid back. Yet our leaders at the highest levels continue their spending spree. There must be a point when countries like China will refuse to loan the U.S. more money.

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The story of a store of dreams

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Author’s note: Ms. Ernestine Tatum passed away last week. Here’s a piece I wrote some time ago about her and her store in Dubach. May she rest in the arms of a loving Savior.
Her store is right where it’s always been — downtown Dubach between two pharmacies and just up the sidewalk from the old town hall where I accidentally set off the fire alarm.
Since I don’t know what the statute of limitations is on butt-whuppings, and because my 92-year-old Daddy still reads the newspaper, I’d better save that story for another day.

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Weatherman headed to jail

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A favorite technique of mine in hopefully creating some smiles is to relate some humorous although unrelated thoughts. So here is a batch for this week.
What’s the weather going to be like tomorrow?
Especially in Louisiana, changing weather is not unusual.

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Black Box done after short run

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At 9:15 on a Friday night, The Black Box employee Kelsey Nourrcier escorted her last customers from the coffee shop, closing its doors forever.
After publicly announcing the closing via Facebook earlier that morning, dozens of customers posted memories, regrets and surprised statements on its Facebook page.

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