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April 13th, 2013

Try to learn from Earth Day’s lessons

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Next week, we observe Earth Day. First celebrated in 1970, Earth Day has grown into an international movement whose goal is to raise awareness of the need to take action to sustain a healthy, sustainable environment. You can do your part through recycling and other measures, but you can also apply some of the lessons of Earth Day to your financial situation — and, in particular, to your approach to investing.
Give these ideas some thought:

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Don’t be old and afraid of running out of money

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Question: I am in my early 70’s. This will be my last year to work. My wife and I both get Social Security checks and I have about $500,000 in IRAs, etc. We spend about $50,000 a year, not including taxes. With this market, I am very worried that I might run out of money. I do not want to take risks and I want to leave my money to my children. What do you suggest?
Answer: That’s quite a shopping list you’ve got there!

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Understanding cost basis may be worth the effort

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Cost basis. What is it? You may have heard this term used many times, but if you are an investor, it is important to know what it means.
Cost basis is a means of measuring the value of a security or other assets for tax purposes.
When you sell a security, you compare its selling price with your cost basis to determine whether you’ve realized a taxable gain or a tax-deductible loss.

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Terry, Phil: From Tech to ‘celeb’ life

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How rare is it for one university to produce not only a four-time winner of the Super Bowl, but also one of the stars on television’s No. 1 rated reality show?
Well, about as rare as it is for those same guys having a during the same era on their college football team.
But that’s exactly the amazing, once-in-a-lifetime tale that follows Terry Paxton Bradshaw and Phil Robertson whenever the history and legacy of Louisiana Tech University’s gridiron program is discussed.

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Tech offense sparkles

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By O.K. Davis
buddy@rustonleader.com
Louisiana Tech University’s offense came out of its spring hibernation at Joe Aillet Stadium on Saturday afternoon.
After being inconsistent for much of the time in workouts or scrimmages since mid-March, the Bulldogs’ offensive production and numbers ballooned during the annual “T-Day” showdown that was held in front of an estimated 2,000 fans.
Final score: LaTech 38, Bulldogs 27.
If that’s confusing with those team names, that’s the way Head Coach Skip Holtz and his staff labeled their units to put an extra touch of a Tech connection to the nearly two-hour game held under sunny, clear skies and temperatures in the mid-70’s.
Whatever they were called, the offensive stats were impressive enough to leave first-year boss Holtz pleased.
In addition to a combined 65 points, the other head-turning digits included a combined 791 offensive yards, with 505 yards via passing and another 286 yards on the ground.
““I thought overall it was a really productive day,” Holtz said. “We are coming out of it relatively healthy and I like the attitude and the way they worked. There was some good hitting going on out here today. As soon as you watch a touchdown pass, you go, ‘Yes, it’s nice to see us execute it.’
“Then you have to turn around and look at it and say that is our corner or our secondary. It is hard to really get an evaluation with where you are, but I thought it was great to get this many plays in today.”
And especially on offense, where there was a nice blend of the run and the pass, leaving defensive coordinator Kim Dameron saying that “when you’re a defensive coordinator, you don’t like to see an offense put points on the board, even if it’s just two points.
“It doesn’t leave you very happy.”
And much of it had to do with the strong performance of Texas Tech transfer Scotty Young, who completed 15-of-20 passes for 161 yards and three touchdowns.

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Haddox: Guarding rich tradition

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Ruston native serving as gallery keeper at Masters
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AUGUSTA, Ga. — Like millions of other fans of golf, Ruston’s Greg Haddox will watch the 2013 Masters today.
But like only about 300 others, he’ll do it as a gallery guard at Augusta National Golf Club.
This is the ninth straight year Haddox has taken a week off his own job to serve as a volunteer on the course during Masters Week. He’s always loved ball: he played basketball at Centenary College after graduating from Cedar Creek, then coached college hoops before going into private business. He’s an avid golfer, and the game is as glorified and honored at ultra-exclusive Augusta National as it is anywhere.

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Masters set for big finish today

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Editor’s note: This is the third in a series of stories about the 2013 Masters Golf Tournament.
AUGUSTA, Ga. — Unless there’s another overnight ruling and score change, Brandt Snedeker and Angel Cabrera will lead the 2013 Masters by a stroke over a power-packed leaderboard going into today’s final round.

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Bearcats go 3-0 in league series

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Ruston High’s baseball team “batted” a thousand against District 2-5A foe Natchitoches Central this weekend.
The Bearcats completed a three-for-three sweep over the Chiefs on Saturday with wins of 11-1 and 7-2 on Saturday.

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Bourgeois, Simsboro on road

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Ninth grader Landon Bourgeois will be trying to help guide Simboro High School to a bi-district round Class B Louisiana High School Athletic Association softball victory at Converse High School on Monday starting at 4:30 p.m. The Lady Tigers have a 10-14 record and No. 24 seed, while the Lady Wildcats are seeded No. 9 and 19-8 on the season.

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Robinson, Cedar Creek at home

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Halie Robinson, an eighth-grade catcher/outfielder, will be one of the key players in Cedar Creek High School hosting Northwood-Lena in the Class 1A Louisiana High School Athletic Association softball playoffs on Monday beginning at 5 p.m. The Lady Cougars have a 25-2 mark and are the No. 1 seeded squad in the classification. The No. 32-seeded Lady Gators are 8-12.

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