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December 15th

Asset allocation can help protect portfolio

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Over time, the value of stocks can go up and down. Bond prices fluctuate with interest rates, as do other types of fixed-income securities such as certificates of deposit and investments in money-market accounts. Predicting which investment vehicles are likely to perform better than others at any given point time is next to impossible. So how do you choose investments for your portfolio?

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Lower debt levels mean greater investment opportunities

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In the past few years, Americans have done a pretty good job of whittling down their debt load. If you’re in this group, you may now have a chance to use your lower level of indebtedness to your advantage — by investing for the future.

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Community Trust completes $85M private placement of common, preferred stock

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Community Trust Financial Corporation (“Community Trust”) announced that on Dec. 14, it raised approximately $85 million in equity capital, before expenses, through a private placement of common stock and nonvoting preferred stock. The lead investors in the offering include funds managed by affiliates of Pine Brook and Castle Creek. No investor acquired more than 9.9 percent of Community Trust’s pro forma common stock outstanding and Community Trust remains a privately held company. Stephens Inc. served as placement agent for Community Trust in the offering.

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Disability income needed

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Question: I have a desk job that requires almost no physical exertion. If I ever became physically disabled, I would be fine as long as I had my mind. Given my circumstances, how much disability insurance do I really need?
Answer: None … unless you become disabled.
Then, you will wish you had bought the maximum available.

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4 Paws does service for Lincoln Parish

Thanks to some generous help from the community and local businessmen, 4 Paws Rescue Inc. now has land and plans for a 150-animal shelter.
The one thing missing is the funding to pay for the construction of that shelter.
Sue Martin, president of 4 Paws, has said on numerous occasions that the community needs to realize that the problem isn’t one that only belongs to 4 Paws. Instead, the problem of having too many pets without homes is one we are all responsible for handling.

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Reneau moved university forward

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During the past half century, Louisiana Tech University has made remarkable changes and progress, and these advancements have especially accelerated during the past quarter century.

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Tremendous growth at RJHS

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Ruston Junior High experienced tremendous and unprecedented growth in our SPS (School Performance Score) in 2011-12, which serves as a testimony to the hard work and dedication of our students, faculty and staff. And as we enjoy the accolades that accompany status as a “Top Gains” school for this year, we are also mindful that there is still much progress to be made. We will continue to raise the bar for success at RJH with our next goal of an even higher SPS well in sight.

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The shepherds of the Bible

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Last week I began sharing some probing thoughts as to one of the most interesting but least mentioned groups in the entirety of the New Testament, the shepherds.  (I also mentioned the birth of my new beautiful granddaughter, Carson Marie Foster, and I thank many of you for your kind wishes in that realm.)

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Smoke brings fire trucks to Pat Goins Beauty School

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Students at Pat Goins Beauty School had a bit of a scare on Friday afternoon when one of their front rooms started to fill with smoke.

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School News: SIMSBORO HIGH

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A big “thank you” must go out to our terrific Adopt-a-School sponsor, Walmart, for their generosity and help so far this school year. Thanks also to La Capital Federal Credit Union and Centric Federal Credit Union for being our Adopt-a-School sponsors. We are truly thankful for kindness that you have shown us.

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